4 Types of Life Insurance in Texas: Which One's Right for You?

4 Types of Life Insurance in Texas: Which One’s Right for You?

There are many different life insurance plans available, but they can all be broken down into two broad classifications: term and permanent. A term life insurance policy protects for a specific period (say, ten years). During that period, should you pass away, your beneficiaries will receive a payout, but once the term has ended, you…
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Don’t know the difference between life insurance and life assurance? Don’t worry, we got you covered. Read on and learn about it all in this post.

Understanding the Difference Between Life Insurance and Life Assurance

Although there is a common misconception that life assurance and life insurance are interchangeable, there are important distinctions between the two plans. That leaves us with the question, how do life assurance and life insurance differ, and which is best for you? If you are contemplating purchasing an insurance plan, you must research and find…
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4 Common Life Insurance Mistakes You Should Avoid at All Costs

4 Common Life Insurance Mistakes You Should Avoid at All Costs

54% of American adults had life insurance in 2020, as per LIMRA’s Insurance Barometer Study. There hasn’t been much of a change in the life insurance sector’s overall market penetration percentage during the past decade; however, it has been heading down. Although life insurance is a cost many people would rather avoid, it is essential for anyone…
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What to Look for in a Life Insurance Company

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3 Myths about Whole Life Insurance – Debunked!

When you buy a whole life insurance policy, you get lifetime protection. There are certain things for which paying is inevitable, whether it’s your children’s education, marriage, or retirement. However, not everyone secures their future, mainly because of the various myths surrounding whole life insurance. There are several misconceptions regarding whole life insurance, which makes people…
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The Future of Insurance: Creating Value for Customers

While the insurance industry has struggled to gain momentum and generate profits in recent years, many opportunities await them in the aftermath of the COVID-19 pandemic. In light of the rapidly prevailing technological and strategic changes, the insurance ecosystem can no longer operate based on conventional methods. As people look forward to a brighter future…
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Seniors Over 60: Is It Too Late for a Whole Life Insurance Plan?

Am I too old to buy a whole life insurance plan? This is a popular question among seniors over the age of sixty. The truth is, even if you are over 70 or 80, it is never too late to invest in a whole life insurance plan. People up to the age of 85 are eligible…
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Burial Insurance for Seniors: Pros and Cons

Burial Insurance for Seniors: Pros and Cons

While a burial insurance policy can ease some of the financial strain on your family after you pass away, it can be expensive. It’s not a thought most people have while they are alive, but funerals can be expensive. It can emerge as a financial burden for your family after you die. Seniors in their…
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A happy family

Why Choose Franklin Life and Annuity for Insurance?

Buying life insurance is not an easy task as you have to look for a trusted individual in the market. With plenty of scams reported every month, you need to thoroughly check every insurance company before purchasing life insurance from them. It’s a matter of your future, so it’s important to avoid taking risks.
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5 Things to Look For in a Life Insurance Company

Finding a life insurance company requires a lot of patience to ensure you don’t buy an insurance plan from a non-trustworthy place. You may have to bear a lot of issues in the process, and the entire process can take a few months. If you’re buying insurance for the first time, it’s best to read the…
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